Life Insurance
Help protect your family’s income, home, and future with coverage designed around your needs.
Ask about this service →Bilingual insurance and retirement guidance
Protecting Families.
Building Futures.
Personalized insurance, retirement, Medicare, hospital protection, and debt solutions explained clearly—so you can make confident decisions for every chapter of life.
Based in Michigan • Licensed in Michigan • Multi-state licensing available across the U.S.
Protection for every chapter
English & EspañolSolutions for real life
What would you like to protect?
Your family, your health, your home, your retirement, or your income from excessive interest on current debt payments—we’ll help you explore practical options.
Mortgage Protection
Coverage that can help your loved ones remain in their home if the unexpected happens.
Ask about this service →Indexed Universal Life (IUL)
Explore permanent life insurance with cash-value growth potential and flexible features.
Ask about this service →Annuities & Retirement
Create dependable retirement income and protect the savings you worked hard to build.
Ask about this service →Medicare Guidance
Understand available Medicare options with clear, patient, bilingual guidance.
Ask about this service →Hospital Indemnity Insurance
Receive fixed cash benefits for covered hospital stays to help with deductibles, transportation, household bills, and other expenses.
Ask about this service →Final Expense Insurance
Help reduce the financial burden of funeral, burial, medical, and other end-of-life expenses.
Ask about this service →Debt Solutions
Explore strategies designed to reduce excessive interest and protect more of your monthly income.
Ask about this service →Estate Planning
Learn how thoughtful planning can help organize your wishes and protect the people you love.
Ask about this service →Why AMD Financial
Education comes before recommendations.
We help families avoid financial hardship by making complicated choices easier to understand. You’ll receive personal attention, honest explanations, and solutions selected around your goals—not pressure.
PersonalizedGuidance built around your family and budget.
BilingualClear service in English and Spanish.
Family focusedWe help protect what you’ve worked hard to build.
New service
Hospital Indemnity Insurance
A hospital stay may bring costs that major medical insurance does not fully cover. Hospital indemnity insurance can pay fixed cash benefits directly to you for covered hospital admissions or stays. The money can help with deductibles, transportation, childcare, groceries, rent, or other everyday expenses.
Benefits, availability, eligibility, limitations, and rates vary by carrier, state, and policy terms.
Request Hospital Coverage InformationServicios bilingües
Proteja a su familia con confianza.
Ofrecemos orientación clara en español sobre seguros de vida, protección hipotecaria, IUL, anualidades, Medicare, seguro de indemnización hospitalaria, gastos finales y soluciones de deuda.
Consulta gratuita en españolLet’s talk
Your consultation is free.
Tell us what you want to protect, and we’ll help you understand your options with no obligation.
(313) 288-0732Denhaminsurance2@gmail.comamd-financial-services-llc.pages.devEnglish & Spanish service available