Real conversations. Honest guidance. Personalized solutions. (313) 288-0732 · Denhaminsurance2@gmail.com

Financial protection • Retirement • Legacy planning

Protecting Families. Building Futures.

We help families protect what they've worked so hard to build through personalized insurance and retirement solutions.

Based in Michigan • Licensed in Michigan • Multi-state licensing available to serve clients across the U.S.

Monica Denham
Monica DenhamFounder • AMD Financial Services LLC
We ListenYour goals come first
We EducateWe educate first, recommend second
We GuideClear, personalized options
We Treat You Like FamilyRespect, honesty and care

How can we help?

Start with what matters most to you.

Life Insurance

Help protect income, housing, debts and future family goals.

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Mortgage Protection

Help loved ones manage housing expenses after an unexpected event.

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Final Expense

Help reduce funeral and end-of-life financial burdens.

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Retirement Planning

Review goals, income needs, risks and available strategies.

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Medicare

Educational help for turning 65 or reviewing current coverage.

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IUL & Annuities

Explore permanent protection, cash value and retirement income concepts.

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Meet Monica

Clear guidance. No pressure.

I know insurance, Medicare and retirement decisions can feel overwhelming. My goal is to make them easier to understand—and to make every client feel respected and treated like family.

The AMD Family Promise

We listen before recommending, explain options in plain language and provide personalized guidance with the same care we'd want for our own family.

  • Honest conversations
  • Clear explanations
  • Respect for your goals
  • No-pressure consultations

Our process

Simple, personal and educational.

1

We Listen

We learn about your goals and concerns.

2

We Educate

We explain your options clearly.

3

We Recommend

We discuss solutions that fit your needs.

4

You Decide

No pressure and no obligation.

Ready to begin?

Schedule your free consultation.

Ask questions, understand your options and take the next step with confidence.