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What Is an Annuity?

Educational article

An annuity is a contract with an insurance company designed for accumulation, income or both. Different types have different guarantees, risks and charges.

Why it matters

Some annuities may help create a stream of retirement income or protect principal under specified terms.

What to review

Review surrender periods, withdrawal rules, fees, income options, guarantees and the insurer's financial strength.

This article provides general education only. Policy terms, benefits, charges and availability vary. Review official policy documents and consult appropriate professionals.
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