*{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#0a2540;--navy2:#123f68;--blue:#176da5;--gold:#d6ad4a;
  --light:#f4f7fa;--cream:#faf8f2;--white:#fff;--text:#1d2a37;
  --muted:#667584;--border:#dfe7ed;--green:#2f9b5d;
}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:#041524;color:#dce6ee;font-size:.82rem;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.site-header{position:sticky;top:0;z-index:100;background:rgba(10,37,64,.98);box-shadow:0 4px 18px rgba(0,0,0,.14)}
.nav-wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{width:52px;height:52px;object-fit:cover;border-radius:50%;background:#fff}
.brand strong{display:block;font-size:1.02rem}
.brand small{display:block;color:var(--gold);font-size:.68rem;text-transform:uppercase;letter-spacing:1.3px;margin-top:3px}
nav{display:flex;align-items:center;gap:18px}
nav a{color:#fff;text-decoration:none;font-size:.9rem;font-weight:700}
nav a:hover{color:var(--gold)}
.lang,.menu-toggle{border:1px solid rgba(255,255,255,.38);background:transparent;color:#fff;border-radius:999px;padding:9px 14px;font-weight:800;cursor:pointer}
.menu-toggle{display:none;border-radius:8px;font-size:1.15rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#071a2f 0%,#0b3e68 58%,#1476aa 100%);color:#fff}
.hero:before{content:"";position:absolute;width:560px;height:560px;border:90px solid rgba(214,173,74,.16);border-radius:50%;right:-130px;top:15px}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center;padding:92px 0 84px}
.kicker{text-transform:uppercase;letter-spacing:2px;font-size:.8rem;font-weight:900;color:var(--gold);margin-bottom:14px}
h1{font-size:clamp(3rem,6vw,5.55rem);line-height:1.02;letter-spacing:-2px}
.hero-copy{font-size:1.15rem;color:#dce7ef;max-width:720px;margin:24px 0 18px}
.location{font-size:.92rem;color:#f0d99a;margin-bottom:28px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:9px;padding:14px 22px;font-weight:900;border:2px solid transparent;cursor:pointer;transition:.2s}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-outline{border-color:#fff;color:#fff}
.btn-blue{background:var(--blue);color:#fff}
.photo-card{background:#fff;padding:13px;border-radius:20px;box-shadow:0 26px 58px rgba(0,0,0,.25)}
.photo-card img{border-radius:14px;width:100%;aspect-ratio:4/5;object-fit:cover}
.photo-caption{text-align:center;color:var(--navy);padding:16px 10px 7px}
.photo-caption strong{display:block;font-size:1.1rem}
.trust-strip{background:var(--gold);color:var(--navy)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:22px 0}
.trust-grid strong{display:block}.trust-grid span{font-size:.8rem}
.section{padding:88px 0}
.section-alt{background:var(--light)}
.section-cream{background:var(--cream)}
.section-dark{background:var(--navy);color:#fff}
.section-head{max-width:720px;margin-bottom:42px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
h2{font-size:clamp(2.1rem,4vw,3.2rem);line-height:1.15;color:var(--navy);margin-bottom:14px}
.section-dark h2{color:#fff}
.lead{color:var(--muted);font-size:1.04rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:15px;padding:28px;box-shadow:0 12px 30px rgba(10,37,64,.07)}
.card .icon{width:50px;height:50px;border-radius:13px;background:#e8f2f8;color:var(--blue);display:grid;place-items:center;font-size:1.4rem;font-weight:900;margin-bottom:18px}
.card h3{color:var(--navy);font-size:1.18rem;margin-bottom:10px}
.card p{color:var(--muted);font-size:.94rem}
.card a{display:inline-block;margin-top:14px;color:var(--blue);font-weight:900;text-decoration:none}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.promise{background:linear-gradient(145deg,var(--navy),var(--navy2));border-radius:20px;color:#fff;padding:38px}
.promise h3{font-size:2rem;margin-bottom:12px}.promise p{color:#dce7ef}
.checks{list-style:none;margin-top:20px}
.checks li{position:relative;padding-left:29px;margin:11px 0;font-weight:700}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--gold)}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{background:#fff;border:1px solid var(--border);border-radius:14px;padding:24px;text-align:center}
.step .num{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;margin:0 auto 14px;font-weight:900}
.step h3{color:var(--navy);margin-bottom:8px}.step p{color:var(--muted);font-size:.9rem}
.page-hero{background:linear-gradient(115deg,#071a2f,#0e507d);color:#fff;padding:92px 0}
.page-hero h1{font-size:clamp(2.7rem,6vw,4.8rem)}
.page-hero p{max-width:760px;color:#dce7ef;margin-top:18px;font-size:1.07rem}
.service-layout{display:grid;grid-template-columns:1.06fr .94fr;gap:54px;align-items:start}
.form-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:28px;box-shadow:0 14px 34px rgba(10,37,64,.08)}
.form-card h3{color:var(--navy);font-size:1.55rem;margin-bottom:7px}
.form-card p{color:var(--muted);font-size:.9rem}
label{display:block;font-weight:800;margin:11px 0 5px}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #cbd7df;border-radius:8px;font:inherit;background:#fff}
textarea{min-height:105px;resize:vertical}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.notice{background:#fff8e5;border-left:5px solid var(--gold);padding:17px;margin:25px 0}
.socials{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.socials a{display:inline-block;background:#eef4f8;border-radius:999px;padding:9px 14px;text-decoration:none;color:var(--navy);font-weight:800}
.contact-card{background:var(--navy);color:#fff;border-radius:16px;padding:30px}
.contact-card a{display:block;background:rgba(255,255,255,.08);border-radius:8px;padding:13px 14px;margin:10px 0;text-decoration:none}
footer{background:#041524;color:#b8c6d2;padding:38px 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}
footer h3{color:#fff;margin-bottom:10px}
footer a{display:block;color:#dce6ee;text-decoration:none;margin:6px 0}
.disclaimer{font-size:.73rem;color:#91a4b2;margin-top:24px}
.floating{position:fixed;right:18px;bottom:18px;z-index:90;display:flex;flex-direction:column;gap:10px}
.floating a{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;color:#fff;text-decoration:none;box-shadow:0 8px 20px rgba(0,0,0,.25);font-size:1.1rem}
.float-call{background:var(--blue)}.float-text{background:var(--green)}
@media(max-width:950px){
 .hero-grid,.split,.service-layout{grid-template-columns:1fr}
 .grid{grid-template-columns:repeat(2,1fr)}
 .process{grid-template-columns:repeat(2,1fr)}
 .trust-grid{grid-template-columns:repeat(2,1fr)}
 nav{display:none;position:absolute;left:0;right:0;top:82px;background:var(--navy);padding:20px 4%;flex-direction:column;align-items:flex-start}
 nav.open{display:flex}.menu-toggle{display:block}
 .photo-card{max-width:560px}
}
@media(max-width:620px){
 .grid,.process,.trust-grid,.footer-grid,.form-row{grid-template-columns:1fr}
 .hero-grid{padding:70px 0}
 h1{letter-spacing:-1px}
 .section{padding:64px 0}
 .topbar .container{display:block}
}